Home Insurance and Lifestyle Protection Cover

We all need Home Insurance and Lifestyle Protection Cover.

We understand the importance of adequate insurance, so that in the event of death, accident, illness, injury, a house fire, storm damage, vehicle damage, and a host of other possible costly problems, you have the right cover to help financially in what could otherwise be devastating circumstances for you and your family. We have special arrangements with ALLIANZ (one of the Worlds Largest Insurers) and recommend the following products for your consideration.

WHAT TYPE OF INSURANCE COVER CAN WE HELP WITH?

HOME AND CONTENTS COVER

Your home is your most precious possession, which is why we've made sure our ALLIANZ Home Insurance offers great benefits. Your home should be insured to it's current building replacement value and Allianz will automatically increase your sum insured every 12 months at renewal.

It's reassuring for customers to know that you won't be left out in the cold in the unfortunate event that their home becomes uninhabitable due to an insured event such as a fire. Rental costs for your family will be taken care of for up to 12 months. Customers will even receive up to $1000 cover for the replacement of external door or window locks and cylinders if the keys to them have been stolen.

*LIFESTYLE PROTECTION PLAN INSURANCE

This cover is designed to:

• Pay the monthly benefit you selected if you are unable to work due to an injury or illness (this is called disability cover) for a minimum of $500 per month, to a maximum of $3000 per month for a period of up to 24 months, and/or

• Pay the lump sum benefit you selected, if you should die (this is called death cover) for amounts of $50,000 or up to $500,000.

All benefits are paid to you for disability, and in the event of death the benefit is paid to your estate.

* Important - See note at the foot of this page. We can only offer you this option when we arrange your home loan.

LANDLORDS COVER

If you are buying investment property, ALLIANZ Landlords Cover will safeguard both your property and the revenue it generates by covering up to 15 weeks default on rent, and up to 6 weeks rental default for the departure of a tenant without notice.

Allianz will also provide protection against malicious damage and legal expenses and cover your legal liability as the owner of the insured investment property.

Can property investors really afford to be without this insurance?

COMPREHENSIVE MOTOR VEHICLE INSURANCE

This ALLIANZ policy has special features so that you the customer get one of the best insurance policies available.

If your car is stolen, Allianz has made sure you won't be left stranded, as they will provide you with a rental car until your vehicle is found undamaged, repaired, or your claim is settled for a maximum of 14 days.

If your vehicle is written off within a year of its original registration they will replace it with a brand new vehicle (same make, model and series) including all on road costs.

Now that's fully Comprehensive Insurance!!!

THIRD PARTY PROPERTY VEHICLE INSURANCE

ALLIANZ 3rd Party Property insurance will cover loss or damage to other peoples property up to $20 million if you are at fault in an accident.

This includes loss or damage to your vehicle up to $4,000 arising from an accident caused solely by the driver of an uninsured vehicle (conditions apply)

You also have the option of adding fire and theft cover.

CARAVAN AND TRAILER INSURANCE

ALLIANZ Caravan and Trailer Insurance protects your home away from home with replacement of your caravan if it becomes a total loss within 12 months of its original registration.

If your caravan is stolen, they will also pay the reasonable costs of recovering it from anywhere in Australia as well as covering your legal liability to the value of $10 million.

HOW DO I ARRANGE INSURANCE COVER?

To arrange this insurance or for further information and an obligation free quote, call Allianz on 1300 360 574 and quote our special number 5HR5Q. That is the code for our parent company Brisbane Business Finance, and it could save you money on your premium. For instance anyone purchasing a house can get up to 60 days of free insurance while waiting for the house contract to complete, just by quoting our number when you call.